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Whether you are a new business or an existing business, having your IT infrastructure set up by a professional full-service business technology company like Technical Resource Solutions in Canton, Georgia is critical in today's world. This coupled with cyber liability insurance will safeguard your company from data breach, ransomware attack or a complete outage of internet infrastructure. Your entire company is at risk if you don't have the proper infrastructure and cyber insurance protection in place to safeguard your data against cyber attacks.
About Your Infrastructure:
The first step is to have your infrastructure professionally installed. Your infrastructure consists of a server, modem, router, backup system, software, network, internet service provider, management and more. You may also need a cooling system in place to keep your equipment cool in order to prevent overheating and an out-of-the-way storage area to keep all the equipment from harm by foot traffic at work.
The number of servers you will need will be based on the number of employees and functions each server provides. Small companies can get by with one server, but it can get complicated very quickly when it comes to managing email, backup, data management, printers, volume, and more. For instance, if you are a business that provides website development and hosting like Technical Resource Solutions, a single server may be solely dedicated to just that. Because it can get complicated, it's always best to have your IT infrastructure professionally installed and managed.
About Cyber Insurance:
Cyber Liability is not covered through a standard business liability policy; it will need to be acquired in addition to your other coverages through your insurance company. You may wonder why you need this coverage if you have already heavily invested in different software to keep your data safe? Two words: Financial risk. The more personal data your company manages regarding finances or customers' and employees' personal information, the greater the risk. Think ®Target, ®Equifax or ®Home Depot. Target suffered a $450 million loss of which only $100 million was covered by insurance and the numbers aren't all in as of yet. The loss has the potential to become exponential.
What Does Cyber Liability Insurance Cover:
According to Travelers Insurance "Cyber Liability Insurance can cover costs associated with the liability of a claim or suit related to a breach. The right coverage your business or organization needs depends on your level of risk."
It's a good idea to contact your insurance agent today and speak with your agent about having a policy written based on your company's specific needs. Technical Resource Solutions has years of experience of dealing with IT infrastructure set up and management, and they can also work with your insurance agent to help you get the best coverage for cyber insurance protection based on your unique needs for your business.